Investing can be a scary subject and may keep some awake at night, thinking of what the future may hold. To conquer this, investment journey needs discipline. Investing with discipline involves selecting investments that are in line with an overall asset allocation and diversification strategy based upon one's needs, goals, time frames and the ability to assume risk.

Good investment isn't necessarily about earning highest rate of return, because the highest rate of return tends to be one-off and rare to be repeated. It's about earning pretty good returns that one can stick with and the same needs to be repeated for the longest period of time. That's when compounding runs wild.

Staying laser-focused is a hard learnt skill. For successful investment journey, it’s important to remember the long term investment objective and not getting carried away due to short term market fluctuations.